✅ How Users Provide Opt-In

Users explicitly opt in to receive this SMS by:

1. Visiting our registration page at:
   👉 https://www.cashcow.com/?dialog=register
2. Filling out the account creation form, which includes the following checkbox:

   "I agree to the Terms of Service and Privacy Policy, including receiving an SMS for identity verification."

3. Initiating phone number verification occurs after account creation.
   At that point, the user is prompted to enter a phone number, and upon doing so, they receive a one-time SMS with a 6-character verification code.
4. Attempting to redeem a gift card or other rewards also triggers an identity verification process via SMS to ensure account security.

This is a documented and traceable opt-in, fully compliant with Twilio's toll-free messaging requirements.

Below are a few images showing the process:

1. The actual opt-in form users see when registering. This demonstrates exactly how consent is obtained:
   
2. The phone verification flow users see after registration. This demonstrates exactly how SMS is triggered only when the user chooses to verify their phone number, and clearly shows the user action that initiates the sending of a verification code:
   

📩 Message Content and Frequency

• Purpose: One-time verification for:
  • Phone number validation
  • Redeeming rewards such as gift cards
• Sample Message:
  "Your CashCow verification code is: 48X2FQ. Enter this on the site to complete your action."
• Frequency: Only sent when triggered by the user — typically once per verification event.

📴 Opt-Out Process

CashCow does not operate an SMS marketing program. Messages are:

• One-time, user-triggered
• Transactional, not promotional

Users who do not wish to receive SMS verification can:

• Skip phone verification (note: certain features will be unavailable)
• Contact our team to remove their number or deactivate their account

📧 Contact: [email protected]

🛡️ Terms of Service and Privacy Compliance

• Our Terms of Service and Privacy Policy disclose our use of SMS solely for identity verification purposes.
• We do not sell or share user phone numbers.
• We fully comply with Twilio's toll-free verification, A2P SMS guidelines, and opt-in requirements.